The Marketplace is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.When you use the Health Insurance Marketplace, you’ll fill out an application and learn whether you can get lower costs on your monthly premiums for private insurance plans. You’ll find out if you qualify for lower out-of-pocket costs.
Open enrollment starts October 1, 2013. Coverage starts as soon as January 1, 2014.
The Health Insurance Marketplace is sometimes known as the health insurance “exchange.”
Compare options in the Health Insurance Marketplace
Insurance plans in the Marketplace are offered by private companies, and they cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. Plans can’t charge women more than men.
Learn about the Marketplace that serves you
While all insurance plans are offered by private companies, the Marketplace is run by either your state or the federal government. Find out if your state is operating the Marketplace by using the menu at the bottom of this page. If your state runs the Marketplace, you’ll get health coverage through your state’s website, not this one.
The Marketplace simplifies getting health coverage
The Marketplace simplifies your search for health coverage by gathering the options available in your area in one place. With one application you can compare plans based on price, benefits, quality, and other features important to you before you make a choice. You can also get help online, by phone, by chat, or in person.
Find a plan that fits your needs and budget
In the Marketplace information about prices and benefits is written in simple language. You get a clear picture of what premiums you’d pay and what benefits and protections you’d get before you enroll. Compare plans based on what’s important to you, and choose the combination of price and coverage that fits your needs and budget.
Get State Information
Health Insurance Marketplace in Colorado
If you live in Colorado, Connect for Health Colorado is the Health Insurance Marketplace to serve you. Instead of HealthCare.gov, you’ll use the Connect for Health Colorado website to apply for coverage, compare plans, and enroll. You can apply as early as October 1, 2013. Visit Connect for Health Colorado now to learn more.