Tags: workers’ comp

What to do First When a Worker is Injured

What to Do First When A Worker is Injured

When one of your employees is injured, it sets in motion a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours.It is essential that both you and your staff know what to do first when a worker is injured. Your supervisors may already be experienced in handling injuries. Still, a clearly defined... Read More

How to Protect Yourself from Workplace Eye Injuries

How to Protect Yourself from Workplace Eye Injuries

Your eyes, and their health, are critical to your success at work, and to your ability to fully enjoy life independently. According to Prevent Blindness America, more than 300,000 eye injuries occur each year in the workplace. Of these injuries, 10 percent result in missed days of work and of those injuries, 10 to 20 percent will cause temporary or permanent blindness. OSHA estimates that 90 percent of such injuries could be prevented by wearing the proper protective eyewear. Even minor eye injuries can cause vision problems that last a... Read More

How to Save on Work Comp Costs with a Safety Program

How to Save on Work Comp Costs with a Safety Program

Work comp costs can be one of the highest insurance costs in any business. There are many ways to save on work comp costs but one of the best and most effective ways is to reduce work injuries. And one of the best ways to reduce injuries is to create a company culture of safety by implementing a company safety program. With help from safety programs, you can save your company money, improve productivity and increase employee morale on the road. Here’s how. According to the Occupational Safety and Health... Read More

How to Avoid Work Injuries at the Office

How to Avoid Work Injuries at the Office

Work-related injuries aren’t just limited to workers in clearly hazardous jobs. In fact, of the 10 most common work-related injuries seven of them can happen in virtually any kind of work setting. Do you ever see a utility worker on top of a telephone pole or a construction worker balancing on a steel beam high above you, and think that you could never work in such hazardous conditions? While those workers do have more dangerous jobs than you, they may actually be safer than you are in the office. This... Read More

How to Control Work Comp Costs Through Successful Premium Audits

How to Control Work Comp Costs Through Successful Premium Audits

Work Comp can be one of the most expensive and most frustrating of insurance costs for small business owners. There are many ways to control work comp costs, and many insurers and safety experts provide safety training and resources to help reduce injuries. There is another way to control your work comp costs, though, that isn’t talked about as much. And that is to make sure that you’re not paying too much for your coverage to begin with. Besides finding the right work comp insurance company, you also need to... Read More

Serious Workplace Injuries: When Are You Required to Report to OSHA?

Serious Workplace Injuries: When Are You Required to Report to OSHA?

Serious workplace injuries can be complicated. When an employee is seriously injured—or worse–on the job, our priority is usually providing the medical attention they need, reassuring and dealing with other employees and notifying family members when necessary. Making an OSHA report isn’t usually the first thing that comes to mind. The Occupational Safety and Health Act of 1970 (OSH Act) requires covered employers to report certain work-related injuries and illnesses to the Occupational Safety and Health Administration (OSHA). OSHA is a part of the U.S. Department of Labor and is... Read More

5 Ways You Can Reduce Work Comp Costs

5 Ways You Can Reduce Work Comp Costs

Have you experienced an increase in your workers’ compensation costs over the last couple of years? How have you dealt with it? Many companies, when they experience an increase in work comp costs try to reduce work comp costs by having a safety meeting and reminding employees of safety procedures and policies. But the key to a real reduction in both work comp injury costs and insurance premiums is doing more than just reminding employees to be safe. Having a strong, sound safety program that all team members follow can... Read More

7 Unusual Ways to Save Money on Your Workers’ Compensation

7 Unusual Ways to Save Money on Your Workers’ Compensation

Do you pay too much for your workers’ compensation insurance? Have you taken all of the obvious steps to reduce the cost but wish there was still something more you could do? Sometimes it helps to get a little creative when considering ways to make your workplace safer and reduce the risk of on-the-job injuries. Here are seven unusual ways to save money on your workers’ compensation. While the benefits of these may not seem immediately obvious, over time you will be able to recognize their usefulness.   Choose a... Read More