Tags: Small Business

Do You Know What You Need to Know About Liability Insurance?

Do You Know What You Need to Know About Liability Insurance

Liability insurance is a must for every business. Liability insurance protects your business from loss should you be liable for damage or injury. However, a single liability insurance policy may not cover every possible type of liability. The basic liability insurance policy that every business needs to have is called Commercial General Liability Insurance. Commercial General Liability insurance protects your business from financial loss if you are found liable for property damage, or injury caused by your services, your business operations or your employees. It also covers non-professional negligent acts... Read More

7 Ways to Avoid Becoming a Cyber Crime Victim

7 Ways to Avoid Becoming a Cyber Crime Victim

Is your business safe from cyber crime? While no business is immune, there are steps you can take to reduce your risk. What are you doing to avoid becoming a cyber crime victim? When we think of cyber crime, including computer hacking and data breaches, we most often think of large corporations, the businesses we hear about on the evening news. But businesses of all types and sizes are at risk, and cyber criminals are increasingly targeting smaller businesses in the hopes that they do not employ the same security... Read More

How to Control Work Comp Costs Through Successful Premium Audits

How to Control Work Comp Costs Through Successful Premium Audits

Work Comp can be one of the most expensive and most frustrating of insurance costs for small business owners. There are many ways to control work comp costs, and many insurers and safety experts provide safety training and resources to help reduce injuries. There is another way to control your work comp costs, though, that isn’t talked about as much. And that is to make sure that you’re not paying too much for your coverage to begin with. Besides finding the right work comp insurance company, you also need to... Read More

5 Ways You Can Reduce Work Comp Costs

5 Ways You Can Reduce Work Comp Costs

Have you experienced an increase in your workers’ compensation costs over the last couple of years? How have you dealt with it? Many companies, when they experience an increase in work comp costs try to reduce work comp costs by having a safety meeting and reminding employees of safety procedures and policies. But the key to a real reduction in both work comp injury costs and insurance premiums is doing more than just reminding employees to be safe. Having a strong, sound safety program that all team members follow can... Read More

Position Your Business for Success This Year

Position Your Business for Success this Year

Happy New Year! The holidays have come to an end and now is the time most of us turn our attention to our plans for the year. Have you already set your goals and direction for your business this year? Some business owners had them set months ago and some are still working out the details and direction while they recover from the year-end and holiday rush. Either way, here are three areas to work on if you want to position your business for success this year—and every year.  ... Read More

6 Easy Steps That Will Help You Achieve Success This Year

6 Easy Steps That Will Help You Achieve Success This Year

It’s that time of year again–time to put in place your plans and goals for success in the coming year. You’ve probably already read too many articles that tell you why you set New Year’s Resolutions or not set New Year’s Resolutions and how they help or hurt you. But the fact is, we all need to have a plan in place to accomplish the success we’re looking for. So, however you label it: success plan, New Year’s resolution, goal, strategy, there are definitely things you can do to increase your chances... Read More

How to Reduce Stress and Enjoy the Holidays More at Work

How to Reduce Stress and Enjoy the Holidays More at Work

The winter holidays are a fun time of year for most of us. They also can be a stressful time of year between family obligations, financial stresses and work obligations. If you let it, the holiday season can become something to be dreaded instead of celebrated. This is the busiest time of year for many businesses, like Roper Insurance, which results in a necessity of additional shifts and overtime at many companies. For working parents, there are also a whole lot of school and other events they need to attend... Read More

How to Protect Your Company Against Employment Lawsuits

avoid-frivolous-employment-lawsuits

As a business owner, your goal is to hire the most qualified employees. Unfortunately not every hiring decision goes as planned. Even if an employee is terminated for legitimate reasons— such as poor attendance or unsatisfactory work habits—every termination opens the door for a potential lawsuit. Read one business owner’s experience and then learn how employment practice liability insurance (EPLI) can help protect you and your company from costly, frivolous lawsuits. When Mary, a Colorado business owner, received a complaint that her sales manager made crude, disparaging remarks to a... Read More

What Every Employer Must Know About Their Group Health Plans

What Every Employer Must Know About Their Group Health Plans

Open enrollment for 2017 insurance plans is just around the corner. If you haven’t already started preparing for your employees’ enrollment in the 2017 group health plans, it’s definitely time to get started. Do you know what you need to know for a successful open enrollment this year?     What Do You Need to Know as an Employer for Open Enrollment? Do you have a grandfathered plan? Knowing whether or not you have a grandfathered plan is critical to making sure you are following the right guidelines. It’s also... Read More

Protect Your Right to Choose Your Healthcare–Vote No On Amendment 69

Vote No on Colorado Amendment 69

Election time is just around the corner, and this election is critical not only to our country’s future, but to Colorado’s future as well. We’re not talking about just the presidential election, but there is a proposed constitutional amendment that Coloradoans must vote on this year that could impact our state forever. This is Amendment 69, also known as ColoradoCare. It proposes that we allow the state of Colorado to take over our healthcare and make it a government entity. If Amendment 69 passes Colorado’s state budget will increase by... Read More