Tags: health care

HSA & FSA Contributions Will Increase in 2018

HSA & FSA Contributions Will Increase in 2018

Many employee benefits are subject to annual dollar limits that are periodically increased for inflation. The Internal Revenue Service (IRS) recently announced cost-of-living adjustments to the annual dollar limits for various welfare and retirement plan limits for 2018. Although some of the limits will remain the same, many of the limits will increase for 2018. The annual limits for the following commonly offered employee benefits will increase for 2018: High deductible health plans (HDHPs) and health savings accounts (HSAs); Health flexible spending accounts (FSAs); Transportation fringe benefit plans; and 401(k)... Read More

The “Tornado” of Single-Payer Healthcare

The “Tornado” of Single-Payer Healthcare

As the healthcare debate continues both in congress and in states throughout the country, many are touting a single-payer healthcare system as the answer to our country’s healthcare and health insurance challenges. A single-payer system is, in essence, government-run healthcare. Instead of choosing coverage from the insurer of your (or your employer’s) choice, you would pay for your health coverage to the government in the form of taxes. This is not a particularly new idea. It has been the norm in many parts of the world. And it was even... Read More

Change in Leadership May Signal Changes for Obamacare

Change in Leadership May Signal Changes for Obamacare

With new leadership on the horizon for our country, one thing we can be certain of is change. One of the most talked about and contested changes has been the possibility of changes for Obamacare, more formally known as the Affordable Care Act (ACA). Donald Trump has announced many times that he plans to repeal Obamacare and “replace it with something better.” Just last week Senate Republicans introduced a budget resolution that would allow it to be repealed with a simple Senate majority. There is increasing pressure to vote quickly... Read More

Protect Your Right to Choose Your Healthcare–Vote No On Amendment 69

Vote No on Colorado Amendment 69

Election time is just around the corner, and this election is critical not only to our country’s future, but to Colorado’s future as well. We’re not talking about just the presidential election, but there is a proposed constitutional amendment that Coloradoans must vote on this year that could impact our state forever. This is Amendment 69, also known as ColoradoCare. It proposes that we allow the state of Colorado to take over our healthcare and make it a government entity. If Amendment 69 passes Colorado’s state budget will increase by... Read More

How to Know Whether to Go to Urgent Care or the Emergency Room

How to Know Whether to Go to Urgent Care or the Emergency Room

When you or a family member are sick or injured, deciding where to get care is the last thing you want to have to figure out. Understanding your options now will make decisions easier when you need immediate care. If you are ill or injured, your primary doctor is your best starting point. They have quick access to your health history and any underlying medical conditions. This makes them the best choice to make informed decisions about your care. Even outside of normal office hours, a phone call to your doctor’s office... Read More

5 Ways To Have a Healthy School Year

5 Ways To Have a Healthy School Year

It’s the middle of summer now, but back-to-school time will be here before you know it. As parents, we want to do everything we can to ensure our children have a successful school experience. Here are five ways you can help your child get off to a great start and have a healthy school year.   Make sure your child’s vision is healthy. Poor vision is one of the largest contributors to learning challenge and school difficulties. If a visit to the eye doctor for a vision check isn’t on... Read More

Are You As Physically Fit as You Think You Are?

exercise can help you become physically fit

Research shows that those who are physically active are likely to live longer, healthier lives. As a result of widespread inactivity among Americans, obesity is becoming more of a trigger for health problems and increased health spending than smoking or drinking.   Physical activity can lead to many benefits: Healthy Weight maintenance Reduced blood pressure Improved glucose regulation Stronger bone density Also, a person who has hypertension, diabetes or a history of smoking can greatly benefit from including regular physical activity into his or her daily routine.   The First... Read More

Do You Know Your Preventive Health Care Benefits?

regular wellness visits a part of a wise preventive health care plan

According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 Americans die each year from chronic diseases, many of which are preventable. When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or better control their health problems.   What Is Preventive Health Care? Preventive care is a type of health care whose purpose is to shift the focus of health care from treating sickness to maintaining wellness and good health. Preventive care occurs before you feel sick or... Read More

Why Insurers are Withdrawing From ObamaCare

Some of the nation’s largest health insurers have announced they may drop out of the healthcare exchanges for 2017 due to mounting costs in that portion of their business. Other large insurers have also suggested that they are re-evaluating their involvement, due to increasing costs that are outpacing premiums. In addition, more than half of the non-profit insurance cooperatives formed to provide exchange plans have also left the market. Insurance traditionally works by calculating the probability of a costly event. Looking at statistics, insurers are able to estimate the likelihood... Read More

Weighing The Pros & Cons of an HSA — Health Savings Account

Weighing The Pros & Cons of an HSA -- Health Savings Account

Health savings accounts (HSA) are a growing trend in health care, but is one right for you? An HSA is a cost-effective option for many individuals and families, but it is not the best choice for everyone.   The Differentiators Comparing HSAs to traditional health plans can be difficult, as each has pros and cons. For example, traditional health plans typically have higher monthly premiums, a smaller deductible, and fixed copays and/or coinsurance. You pay less out-of-pocket due to the lower deductible and copay, but pay more each month in premium. HSA plans... Read More