Tags: group health insurance

What Every Employer Must Know About Their Group Health Plans

What Every Employer Must Know About Their Group Health Plans

Open enrollment for 2017 insurance plans is just around the corner. If you haven’t already started preparing for your employees’ enrollment in the 2017 group health plans, it’s definitely time to get started. Do you know what you need to know for a successful open enrollment this year?     What Do You Need to Know as an Employer for Open Enrollment? Do you have a grandfathered plan? Knowing whether or not you have a grandfathered plan is critical to making sure you are following the right guidelines. It’s also... Read More

Protect Your Right to Choose Your Healthcare–Vote No On Amendment 69

Vote No on Colorado Amendment 69

Election time is just around the corner, and this election is critical not only to our country’s future, but to Colorado’s future as well. We’re not talking about just the presidential election, but there is a proposed constitutional amendment that Coloradoans must vote on this year that could impact our state forever. This is Amendment 69, also known as ColoradoCare. It proposes that we allow the state of Colorado to take over our healthcare and make it a government entity. If Amendment 69 passes Colorado’s state budget will increase by... Read More

2017 A Big Year for Individual Health Insurance Increases

individual health insurance increases

Are you still  experiencing sticker shock from your 2016 individual health insurance premiums? Well, hold on to your hats because Individual health insurance premiums will be increasing significantly for Colorado residents in 2017. The average increase for Colorado residents who buy their own health insurance will be about 20% for next year. Not only that, but in some areas, residents may have only one carrier to choose from. Two large carriers will not be offering individual plans at all for 2017. These are the largest increases since the ACA launched... Read More

How to Know Whether to Go to Urgent Care or the Emergency Room

How to Know Whether to Go to Urgent Care or the Emergency Room

When you or a family member are sick or injured, deciding where to get care is the last thing you want to have to figure out. Understanding your options now will make decisions easier when you need immediate care. If you are ill or injured, your primary doctor is your best starting point. They have quick access to your health history and any underlying medical conditions. This makes them the best choice to make informed decisions about your care. Even outside of normal office hours, a phone call to your doctor’s office... Read More

5 Ways to Keep Healthy Employees Healthy

walking meeting

Most wellness efforts stress the importance of helping your employees get into shape, eat right, exercise and stop smoking. But it’s equally important to support and encourage employees who already lead a healthy lifestyle.   You can take several steps to implement policies and promote behaviors that encourage and support already-healthy employees. Establish a Smoke-Free Workplace Establish a smoke-free environment in and around your company’s facility in order to reduce exposure to secondhand smoke. Offer employees who do smoke assistance in quitting. Promote Physical Activity Promote the use of nearby... Read More

Summary Plan Description–What You Need to Know

Have you provided your employees with their copy of your Summary Plan Description yet? Did you know that all group health plans subject to the Employee Retirement Income Security Act (ERISA) are required to provide participants with a Summary Plan Description (SPD)? Do you even know what an SPD is?   What is a Summary Plan Description? An SPD is a document that you must provide to employees participating in your healthplan that explains the plan’s benefits, claims review procedures and their rights. And it needs to be written in... Read More