Tags: Business Success

Protect Your Business with Employment Practices Liability Insurance

Protect Your Business with Employment Practices Liability Insurance

According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability insurance (EPLI) coverage. Employment Claims Can Be Costly Employment-related claims can be extremely costly, especially in cases that drag on for years. With a slow economy and increasing adoption of worker-friendly laws, these cases are on the rise—in fact, discrimination claims have increased significantly in the last 20 years. According... Read More

How to Protect Your Business from Ransomware

How to Protect Your Business from Ransomware

Computer hacking—and especially ransomware—has become a hot topic in the business world. And with good reason. The damage caused by global ransomware is predicted to exceed $5 billion in 2017, according to researcher Cybersecurity Ventures. Up from $325 million in 2015, the costs represent not just the amount of the ransom, but also the costs of downtime and lost productivity. Ransomware is any type of malicious software that infects a computer and either prevents it from working as it should or prevents access to certain files until the user pays... Read More

How to Effectively Manage Stress at Work — Infographic

How to Effectively Manage Stress at Work

The National Institute of Occupational Safety and Health (NIOSH) reports that 25 percent of workers feel that their jobs are the number one stressor in their lives. They also found that stress at work is more highly correlated with health issues than family and financial problems. When overwhelming challenges at work turn enjoyment and satisfaction into exhaustion and frustration, it can lead to illness, injury and job failure.   Causes of Stress Though every individual reacts to situations differently, there are several instances that can trigger undue stress at work:... Read More

7 Reasons You Need to Use an Insurance Broker

7 Reasons You Need to Use an Insurance Broker

Do you want to save on your business expenses? Do you want more time to build your business and then enjoy the fruits of your labors? You can save both money and time by using an insurance broker to handle your business insurance needs. When most business owners think of saving money, they assume it means doing it themselves. There are many areas of your business where going DIY can save you money. With business insurance, though, going DIY could actually end up costing you more. More money, more time... Read More

7 Ways to Avoid Becoming a Cyber Crime Victim

7 Ways to Avoid Becoming a Cyber Crime Victim

Is your business safe from cyber crime? While no business is immune, there are steps you can take to reduce your risk. What are you doing to avoid becoming a cyber crime victim? When we think of cyber crime, including computer hacking and data breaches, we most often think of large corporations, the businesses we hear about on the evening news. But businesses of all types and sizes are at risk, and cyber criminals are increasingly targeting smaller businesses in the hopes that they do not employ the same security... Read More

Position Your Business for Success This Year

Position Your Business for Success this Year

Happy New Year! The holidays have come to an end and now is the time most of us turn our attention to our plans for the year. Have you already set your goals and direction for your business this year? Some business owners had them set months ago and some are still working out the details and direction while they recover from the year-end and holiday rush. Either way, here are three areas to work on if you want to position your business for success this year—and every year.  ... Read More

6 Easy Steps That Will Help You Achieve Success This Year

6 Easy Steps That Will Help You Achieve Success This Year

It’s that time of year again–time to put in place your plans and goals for success in the coming year. You’ve probably already read too many articles that tell you why you set New Year’s Resolutions or not set New Year’s Resolutions and how they help or hurt you. But the fact is, we all need to have a plan in place to accomplish the success we’re looking for. So, however you label it: success plan, New Year’s resolution, goal, strategy, there are definitely things you can do to increase your chances... Read More

4 Reasons to be Thankful for Your Job

4 Reasons to be Thankful for Your Job

November is the month of Thanksgiving, and many people use it as a month to express gratitude and count their blessings. Often in counting blessings, though, we forget to be thankful for our jobs. We focus on family, friends, experiences and even possessions. But have you remembered lately to be thankful for your job? Our jobs—and our professional relationships–are a major part of our lives. Some of it has been good, and some of it—not so much. But if there’s not at least a little to be thankful for in... Read More

How to Be Involved In Your Community

How to be involved in your community

How are you involved in making your community a better place to live and work? This is the time of year when there are ample easy opportunities to do something good in your community. Food drives, coat drives and toy drives abound, and it’s easy to make a donation without expending a lot of effort. But what about the other ten months of the year? You can make your communities better all year round, not just during the holidays. It does take a bit more effort to find opportunities to get... Read More

How to Make it Through a DOL Audit

How to Make it Through a DOL Audit

At any given time, your company could be selected for a U.S. Department of Labor (DOL) civil investigation (commonly known as an audit) to make sure your employee benefit plans are in compliance. The Employee Retirement Income Security Act of 1974 (ERISA) establishes standards governing the operation of employee benefit plans and grants the DOL investigative authority. In the past, DOL audits of employee benefit plans have focused primarily on retirement plans, such as 401(k) plans. Now that the DOL has started enforcing compliance with the Affordable Care Act, health... Read More