Tags: Business Insurance

Are You Covered in Case of a Business Interruption?

business interruption insurance

If a fire, storm or other disaster caused your business facility to be temporarily unusable, what would you do? Would you start looking for a new building to move into? Would you close down while repairs are made? Would you be able to continue paying your employees—or yourself? Ideally, you would move to a temporary location while your permanent place of business is being repaired. Business Property Insurance does not cover a move or a loss of income when a business must temporarily close. With Business Interruption Insurance, also referred... Read More

Five Things You Need to Know About Small Business Insurance

Five Things You Need to Know About Small Business Insurance

Every business should be insured, but as a small-business owner the maze of insurance coverages, policies and carriers can be confusing and overwhelming. While it is good to talk with your fellow entrepreneurs, the best place to get insurance information is from an independent insurance agent who specializes in business insurance. Business insurance agents are familiar with a wide range of business needs, can help you understand the different business insurance coverages and will help you determine which type of business insurance is best for your company. Here are five... Read More

Cyber Liability Insurance–What You Need to Know

cyber liability insurance--what you need to know

Does your business use computers? Do you rely on technology for record keeping, transactions or services? Is your data protected? No, not the computers themselves, though that is important. Is your data protected? What will you do if a laptop is stolen or your computer system hacked? Cyber Liability Insurance is what protects your company in the event of a data breach, electronic catastrophe or even unwise social media use. Traditional liability insurance policies rarely protect against most cyber liability exposures. Standard commercial policies are written to insure against injury... Read More