Disability Insurance

Have you ever thought about what would happen if you couldn’t work? How would your bills get paid? How would you replace your income? How would you provide for yourself and your family?

While we would prefer not to think about these issues, the fact is most Americans rely on our employment income to sustain our lifestyle. And according to the American Council of Life Insurers, nearly one-third of us will suffer a serious disability during our working years.

What can you do to protect your income and your lifestyle? That’s where Roper Insurance can help.

Roper Insurance offers all kinds of affordable individual disability insurance products, including:

  • Individual Disability Insurance
  • Short-Term Disability Insurance and Long-Term Disability Insurance

Short-term Disability insurance can help replace your temporarily lost income, whether you are unable to work because you are sick, injured or disabled.

Long-term Disability insurance can help replace your income if an injury or illness leaves you permanently unable to work. Long-term Disability insurance can begin as soon as 30 days after you are disabled and continues until you reach Social Security retirement age.

Disability insurance Colorado plans can start as low as $50 for an individual earning $40K per year and protect you from loss of income during your recovery period. Disability insurance is most often purchased through an employer as part of a group plan because it is the most affordable way to purchase it. But disability plans are available for individuals and entrepreneurs as well.

Contact Us today at 1-877-Roper11 (1-877-767-3711) or 303-721-1145 for a free review of your current insurance coverage or to discuss your Disability Insurance needs and options.

To see how much disability insurance you might need, check out this disability insurance calculator from lifehappens.org.