| Life Insurance |
 When you want to give more to the people you care most about, protect them with a life insurance policy. With our expert experience and our ability to instantly quote over 200 life insurance companies, we can find the right life insurance product to meet your needs from Term Life Insurance to any type of Cash Value Life Insurance. Use our online life quotes or call to speak with one our Customer Service Agents.
Life insurance rates are at an all-time low. If your current life insurance was purchased more than 2 years ago, we can find you better rates. Whether you need to rewrite your current coverage or buy new coverage to protect your family, we are always happy to help! Get a free instant quote. Did you know that all health insurance rates are fixed by law? The rates you get from us, will be the lowest rates for the same product. |
| Life Insurance Calculator |
| Not sure how much life insurance you'll need? This link will take you to a Life Insurance Needs Calculator on msn.com: http://lifehappens.org/life-insurance/life-calculator |
| Individual Life Insurance/AD&D |
If your employer does not currently offer life insurance or doesn't offer enough we can help you. As a life insurance broker we have individual life insurance programs to meet any budget or health situation. Term life insurance is the least expensive, but the coverage is for a limited period of time -- from 5 to 30 years, generally. While most plans offer some type of conversion to a whole life policy, it usually makes economic sense to rewrite the insurance in another term policy.
Most life insurance plans will require a simple paramedical exam including blood and urine specimens, an examiner will come to your home or office at your convenience.
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| Group Life Insurance/AD&D |
| Life Insurance is an excellent benefit to offer your employees and is an easy way to provide protection for your employees and their families. Plans start as low as $5 per employee for $15,000 of life insurance. We also can arrange Buy/Sell Agreements and Key-Person Life policies for groups. |
| Key Person Life Insurance |
| This protects your company's solvency in the event of losing a key employee or founder. Lenders and investors generally require that a business carry key-person insurance to protect their loans and investments in the company. |
| Buy-Sell Insurance |
| With a cross-purchase agreement, each owner of the corporation purchases an insurance policy on the other shareholders. Upon the death of a shareholder, the other shareholders are then able to use the life insurance proceeds to purchase the owner’s shares. |
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