Your Inner World

Spring Training for Your Insurance

Baseball season may be just starting, but the Colorado Rockies have already been on the field – and in full swing – for weeks, using spring training to prepare for the competitive season ahead. Similarly, we can all benefit from a little spring training with our insurance as an opportunity to assess how well we are prepared for the future. Baseball puns are fun and the sport itself serves as a good metaphor for insurance. Actually, baseball is a pretty good metaphor for anything. Both require a team of players... Read More

How Employee Assistance Programs Are Beneficial to Your Business

It’s no surprise that ensuring employees are happy at work is one of the most important jobs for any employer. Happy, fulfilled and engaged employees create positive and productive work environments that allow for everyone to thrive while working together toward a common goal. However, there are times when personal problems may prevent employees from doing their best work. This may lead to a reduction in productivity and focus, and can negatively impact the rest of the team. To properly address this, many employers have recognized the benefits of Employee Assistance... Read More

How Offering Good Benefits Attract Good Employees

As hiring and retaining talented employees becomes increasingly more difficult, human resources professionals are strategically leveraging employee benefits as a recruitment and retention tool. A tighter job market requires that an organization present itself as an employer of choice, a situation that is leading HR to offer benefit options that appeal to a wide range of employee demographics. In fact, employers that are already strategically customizing their benefits packages are creating a positive image of their brand to attract the best and brightest in their industries. With rising health care... Read More

Implementing the Kindness Challenge in the Workplace

We’ve all heard the saying, “a little kindness goes a long way.” And, while its exact origin may be a bit of a mystery, its meaning is clear – we could all use a little kindness. Human interaction is crucial and will help create a positive environment. It’s no secret that showing gratitude with a simple “thank you,” makes us all feel appreciated about our work and encourages us to perform at our very best. In recent years, there’s been a lot of research on kindness in the workplace, signifying the... Read More

Why Purchasing A Cyber Policy Makes Sense for Your Business

Most companies purchase general liability insurance to protect themselves from potential lawsuits or claims resulting from accidents, injuries or negligence. They purchase professional liability insurance to protect themselves against the cost of errors, malpractice or negligence in services provided to their customers. Likewise, many companies are required by states to buy workers’ compensation insurance to ensure they can cover an injured employee’s medical expenses and loss of income. So, why don’t more companies purchase cyber insurance to protect themselves against first- and third-party claims arising from cyber incidents? Alarmingly, 43... Read More

The ‘Benefits’ of Accident Insurance and How It Can Supplement Your Health Insurance Policy

Do you know what benefits you are entitled to if you have an accident insurance policy? Let’s break things down… an accident insurance policy pays out a lump sum if you incur specific kinds of injury as a result of an accident. Similar to, but legally distinct from health insurance, accident insurance complements disability insurance by allowing you to claim benefits even if the injuries you incur do not keep you out of work. Accident insurance may also complement health insurance if an accident causes you to have medical expenses... Read More

Consolidating Your Payroll and Benefits Services Is Good For Business

Everyone likes getting two things for the price of one. So, why is your organization paying to use a payroll company when you can get the same management services along with a broker who is committed to helping you make informed benefits decisions based on your company’s needs? Highly successful insurance brokers know that by simply offering competitive insurance rates and services isn’t enough to attract and retain long-term clients. In this evolving benefits environment – combined with Health Care Reform and compliance – offering payroll in addition to benefits... Read More

8 Cyber Threats to Watch Out For in 2019

Over the last couple of years, businesses have seen some of the most frequent and severe cyber security attacks ever recorded against businesses across a variety of industries, with some of the largest and seemingly most secure companies being affected. As security professionals prepare for yet another record-breaking year of network breaches and data security risks, it is imperative that companies make themselves aware of the latest cyber threats to ensure their security countermeasures are up to par. While we can’t predict the emergence of new threats, here is a... Read More

How Paying It Forward is Good for You and Your Business

The altruistic act of paying it forward – performing a good deed for someone, without any expectation of repayment — long ago became something more significant in the corporate realm. The idea of a community-minded company, of a company with a conscience, dates back to at least the 1950s, when business started looking for ways to live up to their responsibilities and do good deeds for society. By the 1990s the idea of corporate social responsibility (CSR) became universally recognized, but it wasn’t until the 2000s that it was an important strategic... Read More