Your Inner World

8 Things To Be Grateful For At Work

It’s that time of year again! Thanksgiving isn’t just about turkey, vying for that the last slice of pumpkin pie or fending off a well-earned food coma. It’s about celebrating all of the wonderful things that we are thankful for in our lives. Your job is no exception. We spend a great deal of time at work – collaborating with colleagues, building client relationships, growing our skill set and hopefully doing what we love. Figuring out what you’re grateful for at your job not only provides clarity and vision on... Read More

Umbrella Insurance for Your Business and Peace of Mind

Umbrellas provide protection against more than just inclement weather. In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation inthe marketplace. To assist with the financial burden of a claim, many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies. Most CGL policies have an aggregate limit that, once exhausted, will not cover... Read More

5 Ways to Attract and Retain Top Talent

Today’s market is competitive. More so than ever for employers seeking top talent. Let’s face it, there are other companies out there just like yours. So, what differentiates your company from the others? These days, simply offering more money just doesn’t cut it. The best talent out there will be considering several options. While a higher salary may help, but it’s only a small piece of the puzzle, especially with today’s generation entering the workforce. Attracting millennials has become extremely important for local, national and even international companies. Millennials are dominating... Read More

The 411 on Open Enrollment 2019: Educating and Empowering Your Employees

Open enrollment is a period of time each year when employers permit new employees to enroll in a health plan and allow current employees to make changes to their existing medical coverage. During open enrollment, employees may decide to change plans, add or drop a dependent or add an optional benefit, such as a dental plan. When it comes to open enrollment, effective communication is key. Employers can assist employees during open enrollment by distributing materials that explain new health options and changes to existing benefits. Here’s how… Open Enrollment... Read More

September is National Preparedness Month

In an emergency, every second counts – that’s why it’s crucial to have a solid game plan in place. Supported by the Department of Homeland Security and the Federal Emergency Management Agency (FEMA), National Preparedness Month is observed each September in the U.S., and encourages all Americans to take steps to prepare for emergencies in their homes, schools, communities and businesses, since its inception in 2004. To help you get a game plan in place, we’ve outlined a few tips to help you be better prepared should a disaster strike... Read More

Are You Prepared for 2019 Open Enrollment?

Hitting your benefits enrollment deadline is essential for ensuring your employees don’t experience any problems with their benefits package. After all, no one wants to be told there’s a problem with their health coverage when they’re standing in line at the pharmacy or waiting to be seen at their doctor’s office. The work associated with the open enrollment period is time consuming—especially for your human resources department. Rates for existing insurance plans must be updated, and integrations for those switching to a new human capital management provider must be built... Read More

4 Big Insurance Risks You Need To Know About and How to Mitigate Them

It’s no surprise that every business comes with a certain amount of risk.  Thomas Jefferson had it right when he said, “with great risk comes great reward.”  And, while pitfalls and challenges can’t always be avoided, they can be mitigated with the proper precautions, planning and insurance coverage. At Roper Insurance, we’ve got your back with a list of the four biggest insurance risks and what you need to know about them so you can minimize your risk to maximize your reward. 1.) Data Breach – Businesses in all industries have seen a huge increase in cybersecurity problems in recent years. In fact,... Read More

Suicide Prevention: What Everyone Needs to Know

Suicide Prevention What Everyone Needs to Know

Suicide has become an epidemic in the United States. In 2016, there were 1156 recorded suicide deaths in Colorado. That is the highest number in the state’s history. The rate of suicides has also increased. While those between the ages of 25 and  44  are the most likely to commit suicide, tragically, it is the leading cause of death among 10- to 24-year-olds. Suicide is not a new issue. It has been among the top 12 leading causes of death in the U.S. since 1975, according to the Centers for... Read More

Are You Drinking Enough Water Every Day?

Are You Drinking Enough Water

There are many health benefits from drinking water including weight loss and reduced fluid retention, but above all, the body simply cannot function without it. But how much water do you actually need to drink each day? No Easy Answers The truth is, your water needs depend on many factors, including your health, how active you are and where you live. No single formula fits everyone, so understanding your body’s individual needs is essential in helping to determine how much water you should be drinking each day to maintain optimal... Read More