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Halloween Hijinks for the Whole Family: Your Guide to Festive Fun in Colorado

‘Twas the week of Halloween and all through the state, creatures were stirring… well, you get the idea! If you haven’t already taken part in all the fun Colorado has to offer in celebration of Halloween, there’s still time! We’ve compiled a list of happenings – from family friendly, to frightening festive – to entertain and delight Coloradans of all all ages. Check out our list below! (Source: Denver.org) ELITCH GARDENS: FRIGHT FEST WHEN: Sept. 27–Nov. 2, 2019 WHERE: Elitch Gardens Theme & Water Park   Once the sun goes down, Elitch... Read More

Insurance Spotlight: Employee Disability Insurance

Disability insurance provides coverage in the event that an employee is disabled and cannot work. Unlike workers’ compensation insurance — which provides benefits like partial wage replacement if employees get hurt on the clock — disability insurance replaces a portion of employee income when they can’t work because of an illness or disability. Disability insurance will not replace all of an employee’s income but provides wage replacement benefits that cover, on average, up to 60% of employee earnings. Those payments usually go up to a cap, or a maximum monthly... Read More

Insurance Spotlight: Commercial Property Insurance 101

Image courtesy of nir_design from Pixabay

As something we can personally attest to, commercial property insurance is something every company needs – whether you own your own building, lease or work from home. At its core, this type of insurance is designed to protect your company’s physical assets from fire, explosions, storms, theft and vandalism, or in our case, a burst pipe. Of note, earthquakes and floods typically aren’t covered by commercial property insurance, unless specifically included to the policy. How much does commercial property insurance cost? When determining how much a company should pay for commercial... Read More

How Can You Protect Your Business from Natural Disasters?

We all saw the devastating effects of the earthquakes that rocked California this summer. And, while Colorado living shelters us from these types of natural disasters, we are vulnerable to other types of acts of devastation like flash floods, fires and even tornadoes. Which begs the question, is your business protected? Here are three helpful tips to protect your business against natural disasters: Invest in the appropriate insurance There are a variety of insurance policies you should consider to ensure that your company is fully covered during a natural disaster. Property... Read More

Umbrellas Provide More Than Just Protection from the Rain

Spring showers may require you to carry an umbrella but are you also aware of the other type of protection an umbrella affords when it comes to your insurance? Commercial Umbrella Insurance isn’t a requirement for licenses or permits in most cases, so almost no business technically needs this policy. But plenty of clients may require you to have high coverage limits, and, depending on your business, an accident could exceed your insurance policy limits. Having commercial umbrella insurance in these situations could be invaluable. Consider this, when you get... Read More

Employee Wellness Programs Continue to Face Compliance Challenges

Wellness programs for employees are a great idea to help companies recruit and retain today’s top talent.  In general, many companies are genuinely concerned about their employees’ health and well-being. However, the rules for employer-sponsored wellness programs continue to be a moving target; most recently, regulations issued by the Equal Employment Opportunity Commission (EEOC) intending to address issues under the Americans with Disabilities Act (ADA) and the Genetic Information Non-Discrimination Act, or GINA. Many employers are already well aware of the wellness regulations under the Affordable Care Act that for some... Read More

Implementing the Kindness Challenge in the Workplace

We’ve all heard the saying, “a little kindness goes a long way.” And, while its exact origin may be a bit of a mystery, its meaning is clear – we could all use a little kindness. Human interaction is crucial and will help create a positive environment. It’s no secret that showing gratitude with a simple “thank you,” makes us all feel appreciated about our work and encourages us to perform at our very best. In recent years, there’s been a lot of research on kindness in the workplace, signifying the... Read More

Roper’s ‘Cutest Dog’ Contest on Facebook Announces Winner!

Congrats to Raven Banning and her adorable dog, Cambry, for taking ‘Top Dog’ honors, winning Roper’s 2018 Cutest Dog Contest. Cambry’s adorable photo, posted to Roper Insurance’s Facebook page received the most ‘Likes’ to win the contest. As our winner, Raven will receive $50 towards her next purchase at Outward Hound and a photo plaque donated by Brian Hart with Frame de Art. Roper announced the contest in October to coincide with National Adopt-A-Dog Month. A big thanks to all of our contest participants – you’re all ‘tops’ in our... Read More

Roper Celebrates National Adopt-A-Dog Month With ‘Cutest Dog’ Facebook Contest

Snap and Post a Pic of Your Canine Companion and Be Entered to Win $50 from Outward Hound  Coloradans love their four-legged companions and, we’re no exception. Due to the growing number of doggie day care facilities, boutiques, 300 days of sun and endless hiking trails and mountain escapes, it’s no surprise that we enjoy pampering our pooches in the Centennial State. The American Society for the Prevention of Cruelty to Animals (ASPCA) and the American Humane Association (AHA) have deemed the month of October National Adopt a Shelter Dog Month and Adopt a Dog Month,... Read More