HR Insights

Spring Training for Your Insurance

Baseball season may be just starting, but the Colorado Rockies have already been on the field – and in full swing – for weeks, using spring training to prepare for the competitive season ahead. Similarly, we can all benefit from a little spring training with our insurance as an opportunity to assess how well we are prepared for the future. Baseball puns are fun and the sport itself serves as a good metaphor for insurance. Actually, baseball is a pretty good metaphor for anything. Both require a team of players... Read More

What Top Workplace Wellness Trends Employers Should Focus on in 2019

While most companies provide basic benefits like health insurance to their employees, some are taking things up a notch by providing extra benefits, like access to on-site gym facilities or healthy snacks in the break room. While these benefits are valued and supported by employees, many companies are still underestimating the importance of having healthy employees. Every aspect of a person’s health, from their physical, mental, even financial health, affect their performance at work. Though losses from poor employee health might not always be obvious to employers, they are nonetheless significant.... Read More

Stop the (March) Madness – Are You Paying Too Much for Your Insurance?

Business insurance coverage is the most important purchase you will make as a business owner, and shopping for this valuable protection involves a process of evaluation, research and comparison. Working with an insurance broker and taking advantage of their knowledge and experience can make all the difference when shopping for the best possible protection for your business; making the selection processes easier and helping you avoid unnecessary costs. In fact, insurance brokers are uniquely equipped to save you money when shopping for business insurance. Even after your policy is purchased,... Read More

Why You May Want to Consider Investing In Level Funded Health Plans for Your Employees

Whether big or small, enrolling in employee health coverage for your staff is an important component of running your business. However, often times smaller companies have had a difficult time obtaining affordable coverage since the Affordable Care Act, or ACA, was initiated. While some small businesses have found ways to cover their employees, others still struggle to provide sufficient health plans. Good news. There is a way around this problem for small businesses and even bigger companies. They’re called level funded health plans and they’re designed with the small business... Read More

How Employee Assistance Programs Are Beneficial to Your Business

It’s no surprise that ensuring employees are happy at work is one of the most important jobs for any employer. Happy, fulfilled and engaged employees create positive and productive work environments that allow for everyone to thrive while working together toward a common goal. However, there are times when personal problems may prevent employees from doing their best work. This may lead to a reduction in productivity and focus, and can negatively impact the rest of the team. To properly address this, many employers have recognized the benefits of Employee Assistance... Read More

How Offering Good Benefits Attract Good Employees

As hiring and retaining talented employees becomes increasingly more difficult, human resources professionals are strategically leveraging employee benefits as a recruitment and retention tool. A tighter job market requires that an organization present itself as an employer of choice, a situation that is leading HR to offer benefit options that appeal to a wide range of employee demographics. In fact, employers that are already strategically customizing their benefits packages are creating a positive image of their brand to attract the best and brightest in their industries. With rising health care... Read More

Implementing the Kindness Challenge in the Workplace

We’ve all heard the saying, “a little kindness goes a long way.” And, while its exact origin may be a bit of a mystery, its meaning is clear – we could all use a little kindness. Human interaction is crucial and will help create a positive environment. It’s no secret that showing gratitude with a simple “thank you,” makes us all feel appreciated about our work and encourages us to perform at our very best. In recent years, there’s been a lot of research on kindness in the workplace, signifying the... Read More

Why Purchasing A Cyber Policy Makes Sense for Your Business

Most companies purchase general liability insurance to protect themselves from potential lawsuits or claims resulting from accidents, injuries or negligence. They purchase professional liability insurance to protect themselves against the cost of errors, malpractice or negligence in services provided to their customers. Likewise, many companies are required by states to buy workers’ compensation insurance to ensure they can cover an injured employee’s medical expenses and loss of income. So, why don’t more companies purchase cyber insurance to protect themselves against first- and third-party claims arising from cyber incidents? Alarmingly, 43... Read More

The ‘Benefits’ of Accident Insurance and How It Can Supplement Your Health Insurance Policy

Do you know what benefits you are entitled to if you have an accident insurance policy? Let’s break things down… an accident insurance policy pays out a lump sum if you incur specific kinds of injury as a result of an accident. Similar to, but legally distinct from health insurance, accident insurance complements disability insurance by allowing you to claim benefits even if the injuries you incur do not keep you out of work. Accident insurance may also complement health insurance if an accident causes you to have medical expenses... Read More

Consolidating Your Payroll and Benefits Services Is Good For Business

Everyone likes getting two things for the price of one. So, why is your organization paying to use a payroll company when you can get the same management services along with a broker who is committed to helping you make informed benefits decisions based on your company’s needs? Highly successful insurance brokers know that by simply offering competitive insurance rates and services isn’t enough to attract and retain long-term clients. In this evolving benefits environment – combined with Health Care Reform and compliance – offering payroll in addition to benefits... Read More