Healthcare Advisor

13 More Ways to Reduce Healthcare Costs

13 More Ways to Reduce Healthcare Costs

Everyone wants to save money on their healthcare. Healthcare can be one of our biggest expenses in life. A while back we published 13 ways to reduce healthcare costs. Now we have 13 more ways you can reduce health costs.   Consider an HSA. Health Savings Accounts (HSAs) are growing in popularity. A high-deductible policy protects you from the cost of a catastrophic illness or prolonged hospitalization but leaves you paying for small and routine healthcare yourself. With an HSA, you control the savings account and use it for those... Read More

Disability Insurance—What You Need To Know

Disability Insurance—What You Need To Know

What would happen if you got hurt and couldn’t go to work—for a week, for a month, or even longer? How would your bills get paid? How would you pay for food and medical care? How many missed paychecks stand between you and financial disaster? Disability insurance can help you continue to pay your bills, keep a roof over your head and keep food on your table when you can’t work because of illness or injury. Traditional health insurance doesn’t pay for every expense related to an injury or illness.... Read More

How to Start an Employee Wellness Program

Spring is here and everyone is ready to be outdoors and active again after being cooped up inside for the winter. No doubt your employees are starting to talk about diets and exercise and getting ready for summer. This makes now the perfect time to start an employee wellness program. Next month is Employee Health & Fitness month, so getting started now will put you and your company ahead of the game. Employee wellness programs can be great for morale, great for employee health and great for the financial health... Read More

5 Ways To Be Heart Healthy

be heart healthy

The month of hearts and romance is also National Heart month. But rather than focus on chocolate-filled Valentine hearts, this Heart month is all about being heart healthy, developing habits that will keep your heart beating well and recognizing the signs and symptoms of heart problems, including heart attacks. Heart disease is the number one killer of adults in America, edging out cancer and beating out other all other causes by a wide margin. So, how do you have a healthy heart and avoid being a heart-disease statistic? Here are... Read More

9 Myths About Flu Vaccines

9 Myths About Flu Vaccines

Have you had your flu shot yet? This year is shaping up to be a bad year for the flu in Colorado and across the country. And even though the flu shot doesn’t offer complete protection against all of this year’s flu strains, the flu vaccination does offer at least partial immunity and the hope that, should you be unfortunate enough to fall ill, your case will not be as severe as it might otherwise be. The Centers for Disease Control and Prevention (CDC) recommends anyone over the age of... Read More

13 Ways to Reduce Health Care Costs

13 Ways to Reduce Health Care Costs ID-100227380

The way we purchase health care in Colorado is unlike most other purchases we make. Many people will search through a newspaper for a coupon that saves them 50 cents at the supermarket or scour the web to see who has the lowest price on the latest electronics. However, when it comes to our health care—a far more complex and expensive service—we rarely ask questions or consider all the options that could save us time and money. We can’t give you a coupon or steer you to a sale on... Read More

How to Save Money on Health Care

How to Save Money on Health Care

As health care costs continue to rise, it is increasingly important that you take an active role in decisions about your health, the care you receive and your health plan. Here are some tips to help you get the most for your money. At the Doctor’s Office Make a list of your questions, symptoms or concerns before a visit to a clinic or doctor’s office. Use this as a checklist to be sure you address all of your issues—the fewer appointments you have to make, the less money you’ll spend:... Read More

How to Choose Quality Health Care

How to Choose Quality Health Care

There are many health plans to choose from. How do you know the health plan you’re choosing has quality providers? The tips below will help you to choose quality health care. Choosing a Health Plan Your health plan affects many things: How much choice you have in your health care providers What kind of care you receive Where you will receive your care How much you will pay for your care For this reason, if you have a choice of health plans, it is vital that you evaluate them carefully... Read More

The Ideal Family Medicine Cabinet

ideal family medicine cabinet

Home medicine cabinets are an integral part of a family’s home, because they help your family through illness and injuries; it is important to keep your medicine cabinet up-to-date and organized to meet your family’s medical needs.   Every home medicine cabinet should be equipped with basic medications for an effective home care system. Here is a list of essential medications for your home: Pain relievers and fever reducers Decongestants and antihistamines Sore throat lozenges Antacids Anti-diarrheal medications Laxatives Anti-fungal skin creams Bandages and antiseptic cream or spray Electronic thermometer... Read More

What You Need to Make Health Insurance Enrollment Easier

Make Health Insurance Enrollment Easier

Individual health insurance enrollment is open from November 15th to January 15th. It’s time to decide whether you’ll stick with last year’s plan or whether you want to switch plans or insurance companies. Whether you decide to stay put or whether you’re making a change this year, your health insurance enrollment will go much more smoothly, if you gather a few things before you get started. While you may not necessarily need every item on this list, you’ll need most of them—and if you have them all—you’ll definitely be prepared... Read More