Healthcare Advisor

Protect Your Right to Choose Your Healthcare–Vote No On Amendment 69

Vote No on Colorado Amendment 69

Election time is just around the corner, and this election is critical not only to our country’s future, but to Colorado’s future as well. We’re not talking about just the presidential election, but there is a proposed constitutional amendment that Coloradoans must vote on this year that could impact our state forever. This is Amendment 69, also known as ColoradoCare. It proposes that we allow the state of Colorado to take over our healthcare and make it a government entity. If Amendment 69 passes Colorado’s state budget will increase by... Read More

2017 A Big Year for Individual Health Insurance Increases

individual health insurance increases

Are you still  experiencing sticker shock from your 2016 individual health insurance premiums? Well, hold on to your hats because Individual health insurance premiums will be increasing significantly for Colorado residents in 2017. The average increase for Colorado residents who buy their own health insurance will be about 20% for next year. Not only that, but in some areas, residents may have only one carrier to choose from. Two large carriers will not be offering individual plans at all for 2017. These are the largest increases since the ACA launched... Read More

How to Know Whether to Go to Urgent Care or the Emergency Room

How to Know Whether to Go to Urgent Care or the Emergency Room

When you or a family member are sick or injured, deciding where to get care is the last thing you want to have to figure out. Understanding your options now will make decisions easier when you need immediate care. If you are ill or injured, your primary doctor is your best starting point. They have quick access to your health history and any underlying medical conditions. This makes them the best choice to make informed decisions about your care. Even outside of normal office hours, a phone call to your doctor’s office... Read More

How Do You Know if that Healthcare Website is safe?

How Do You Know if that Healthcare Website is safe

Who among us hasn’t used the internet to do some health or nutrition research? There are endless options for finding health information on the web. But how do you determine whether the site you’re looking at is reliable—or that the advice they offer is safe? The Internet offers endless useful information and entertainment. However, it also offers misinformation, biased accounts and information that is simply untrue.  In order to protect yourself when looking for health information, you need to evaluate each website before relying on it.   Determining the Reliability... Read More

5 Ways to Keep Healthy Employees Healthy

walking meeting

Most wellness efforts stress the importance of helping your employees get into shape, eat right, exercise and stop smoking. But it’s equally important to support and encourage employees who already lead a healthy lifestyle.   You can take several steps to implement policies and promote behaviors that encourage and support already-healthy employees. Establish a Smoke-Free Workplace Establish a smoke-free environment in and around your company’s facility in order to reduce exposure to secondhand smoke. Offer employees who do smoke assistance in quitting. Promote Physical Activity Promote the use of nearby... Read More

Do You Know Your Preventive Health Care Benefits?

regular wellness visits a part of a wise preventive health care plan

According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 Americans die each year from chronic diseases, many of which are preventable. When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or better control their health problems.   What Is Preventive Health Care? Preventive care is a type of health care whose purpose is to shift the focus of health care from treating sickness to maintaining wellness and good health. Preventive care occurs before you feel sick or... Read More

Why Insurers are Withdrawing From ObamaCare

Some of the nation’s largest health insurers have announced they may drop out of the healthcare exchanges for 2017 due to mounting costs in that portion of their business. Other large insurers have also suggested that they are re-evaluating their involvement, due to increasing costs that are outpacing premiums. In addition, more than half of the non-profit insurance cooperatives formed to provide exchange plans have also left the market. Insurance traditionally works by calculating the probability of a costly event. Looking at statistics, insurers are able to estimate the likelihood... Read More

5 Tips for Getting The Most Out Of Your HSA

5 Tips for Maximizing Your HSA

Health savings accounts (HSAs) are a great tool for helping manage your out-of-pocket health care expenses. If you have an HSA, you want to make sure you’re getting the most bang for your buck.  Here are five strategies that will help you get the most out of your HSA investment. Contribute as much as you can. HSAs are designed to offer triple tax benefits—meaning you put your money in tax-free, it gains interest tax-free and you can withdraw it tax-free for qualified medical expenses. In addition, many employers will contribute to an... Read More

10 Reasons You Want a Health Savings Account

10 Reasons You Want a Health Savings Account

With the soaring cost of health care, many consumers are turning to the health savings account (HSA) as a way to combat rising expenses. This financial option is quickly growing in popularity and has the potential to save you a significant amount of money. The HSA offers another alternative for controlling health care expenses. An HSA encourages the consumer to make healthier lifestyle choices, better health care-related financial decisions, and to invest and save money over time for future medical needs. Here are 10 reasons you want a Health Savings... Read More

Are You At Risk for a Heart Attack?

are you at risk for a heart attack

Here are the facts: If you are not actively taking care of your heart, it can’t take care of you. According to the American Heart Association, more than one in three women has some form of cardiovascular disease. And heart disease is the leading cause of hospitalization for men in the United States. While there are risk factors that contribute to heart disease that you can’t control—such as genetics or your age—there are many things you can do to maintain your heart health. February is National Heart Month—and in honor of that,... Read More