Healthcare Advisor

What Top Workplace Wellness Trends Employers Should Focus on in 2019

While most companies provide basic benefits like health insurance to their employees, some are taking things up a notch by providing extra benefits, like access to on-site gym facilities or healthy snacks in the break room. While these benefits are valued and supported by employees, many companies are still underestimating the importance of having healthy employees. Every aspect of a person’s health, from their physical, mental, even financial health, affect their performance at work. Though losses from poor employee health might not always be obvious to employers, they are nonetheless significant.... Read More

Why You May Want to Consider Investing In Level Funded Health Plans for Your Employees

Whether big or small, enrolling in employee health coverage for your staff is an important component of running your business. However, often times smaller companies have had a difficult time obtaining affordable coverage since the Affordable Care Act, or ACA, was initiated. While some small businesses have found ways to cover their employees, others still struggle to provide sufficient health plans. Good news. There is a way around this problem for small businesses and even bigger companies. They’re called level funded health plans and they’re designed with the small business... Read More

The ‘Benefits’ of Accident Insurance and How It Can Supplement Your Health Insurance Policy

Do you know what benefits you are entitled to if you have an accident insurance policy? Let’s break things down… an accident insurance policy pays out a lump sum if you incur specific kinds of injury as a result of an accident. Similar to, but legally distinct from health insurance, accident insurance complements disability insurance by allowing you to claim benefits even if the injuries you incur do not keep you out of work. Accident insurance may also complement health insurance if an accident causes you to have medical expenses... Read More

New Year, New Broker. How a Great Insurance Broker Can Make All the Difference This Year

As we ring in the New Year, it’s time to be resolute about making healthy changes in our lives and our relationships – even our professional ones.  Is it time to reconsider the current relationship you have with your broker? The fact is, a subpar relationship with a benefits broker can cause employers to overlook opportunities to manage costs and improve employees’ satisfaction with their benefits package. If you decide to hire a new broker, preparation is key. An employer that understands the needs of their workforce and has a... Read More

How Paying It Forward is Good for You and Your Business

The altruistic act of paying it forward – performing a good deed for someone, without any expectation of repayment — long ago became something more significant in the corporate realm. The idea of a community-minded company, of a company with a conscience, dates back to at least the 1950s, when business started looking for ways to live up to their responsibilities and do good deeds for society. By the 1990s the idea of corporate social responsibility (CSR) became universally recognized, but it wasn’t until the 2000s that it was an important strategic... Read More

What You Need to Know About 2019 Affordable Care Act Reporting

Winter is here, which means it’s time for plaid, twinkle lights and figgy pudding. But there’s something else on HR managers’ minds this time of year: The Affordable Care Act (ACA). Whether it’s open enrollment, tax forms, or benefits eligibility, ACA compliance is probably on your radar. As a result of the Tax Cuts and Jobs Act, signed by the president in December 2017, the individual mandate penalty will reduce to $0 for the first time in 2019. The Affordable Care Act consists of two mandates: the individual mandate and the... Read More

How Wearable Technology Is Having A Profound Impact On Workplace Safety

Work related injuries account for about $250 million in the United States, across several industries. According to the Bureau of Labor Statistics, 2.9 million nonfatal workplace injuries and illnesses were reported in 2016. Each incident can lead to lost work, low morale, workers’ compensation claims and other problems for both the workers and their employers. Keeping workers safe is of the utmost priority. However, while many organizations understand the importance of occupational health and safety practices, a lot of them still struggle to maintain it. Even though there are a number... Read More

‘Tis the Season to Enjoy a Stress-Free Holiday

“Tis the season for merriment”—but isn’t that always easier said than done? While the holidays of afford us many joys — quality time spent with family, good food, thoughtful and generous gifts — they also entail an incredible amount of stress: the good food often requires lots of careful preparation, and holiday shopping can be a nightmare, not to mention the financial stress we put on ourselves to ensure a perfect experience for our loved ones. So how can we stay grounded and present and truly let ourselves enjoy the... Read More

8 Things To Be Grateful For At Work

It’s that time of year again! Thanksgiving isn’t just about turkey, vying for that the last slice of pumpkin pie or fending off a well-earned food coma. It’s about celebrating all of the wonderful things that we are thankful for in our lives. Your job is no exception. We spend a great deal of time at work – collaborating with colleagues, building client relationships, growing our skill set and hopefully doing what we love. Figuring out what you’re grateful for at your job not only provides clarity and vision on... Read More