Business Insights

How To Start Your Company Wellness Program On A Budget

company wellness program

Do you have a company wellness program? If not, why not? Is your company too small? Do you think a wellness program is too expensive? Do you think it wouldn’t make any difference? If you answered yes to these three questions, you’re probably wrong. Wellness programs can provide tremendous benefits for businesses of all sizes. Whether you’re a tiny start-up with only a few employees, or whether you have dozens of employees in multiple locations, you can create and run a company wellness program that will not only help create... Read More

How to Protect Your Business from Ransomware

How to Protect Your Business from Ransomware

Computer hacking—and especially ransomware—has become a hot topic in the business world. And with good reason. The damage caused by global ransomware is predicted to exceed $5 billion in 2017, according to researcher Cybersecurity Ventures. Up from $325 million in 2015, the costs represent not just the amount of the ransom, but also the costs of downtime and lost productivity. Ransomware is any type of malicious software that infects a computer and either prevents it from working as it should or prevents access to certain files until the user pays... Read More

How to Save on Work Comp Costs with a Safety Program

How to Save on Work Comp Costs with a Safety Program

Work comp costs can be one of the highest insurance costs in any business. There are many ways to save on work comp costs but one of the best and most effective ways is to reduce work injuries. And one of the best ways to reduce injuries is to create a company culture of safety by implementing a company safety program. With help from safety programs, you can save your company money, improve productivity and increase employee morale on the road. Here’s how. According to the Occupational Safety and Health... Read More

Employers Need to Start Using New I-9 Form

Employers Need to Start Using New I-9 Form

 The United States Citizenship and Immigration Services (USCIS) has released an updated Form I-9. Employers are encouraged to begin using this form immediately and must begin using it no later than September 18, 2017, or face potentially large fines. You can download the new form here. Form I-9, is the document that verifies the identity of new hires and ensures they are authorized to work in the United States. The new version includes changes to the form’s instructions and list of acceptable documents, which were created with the supposed goal... Read More

How to Avoid Work Injuries at the Office

How to Avoid Work Injuries at the Office

Work-related injuries aren’t just limited to workers in clearly hazardous jobs. In fact, of the 10 most common work-related injuries seven of them can happen in virtually any kind of work setting. Do you ever see a utility worker on top of a telephone pole or a construction worker balancing on a steel beam high above you, and think that you could never work in such hazardous conditions? While those workers do have more dangerous jobs than you, they may actually be safer than you are in the office. This... Read More

Bill to Offer Comp Time Advances to Senate

Bill to Offer Comp Time Advances to Senate

While comp time, also known as compensatory time, has long been a common practice for many federal and state employers, it has not been allowed for private employers. The Working Families Flexibility Act is set to change that. The Act would amend the Fair Labor Standards Act (FLSA) to allow comp time for certain employees, if certain conditions are met. This bill (also known as H.R. 1180), will authorize private employers to offer compensatory time instead of overtime pay for nonexempt employees who work more than 40 hours per week.... Read More

How to Protect Your Network from the WannaCry Ransomware Virus

How to Protect Your Network from WannaCry Ransomware

This week’s news headlines are full of warnings about the WannaCry Ransomware. This Ransomware virus has spread through more than 150 countries and to more than 300,000 people since the end of last week. It’s affected everything from home users to large corporations, small businesses and even caused hospitals in the UK to have to turn away patients and reschedule surgeries. Security experts are working furiously to stop the spread of the virus, track down those responsible and help businesses restore their data. Nobody knows who is behind the attack,... Read More

How Will Your Business Survive A Disaster?

How Will Your Business Survive A Disaster

Disaster can strike anytime, anywhere, and often with little or no advance warning. Here in Colorado, we’ve seen disasters of all types in recent years, from natural disasters like floods, fires and tornadoes, to human-caused disasters like accidents and oil spills  According to FEMA and the Insurance Information Institute, as many as 40 percent of businesses forced to suspend operations due to a natural or human-caused disaster never reopen their doors. Have you thought about the challenges and struggles your business would face in the wake of one of these... Read More

Do You Know What You Need to Know About Liability Insurance?

Do You Know What You Need to Know About Liability Insurance

Liability insurance is a must for every business. Liability insurance protects your business from loss should you be liable for damage or injury. However, a single liability insurance policy may not cover every possible type of liability. The basic liability insurance policy that every business needs to have is called Commercial General Liability Insurance. Commercial General Liability insurance protects your business from financial loss if you are found liable for property damage, or injury caused by your services, your business operations or your employees. It also covers non-professional negligent acts... Read More

7 Ways to Avoid Becoming a Cyber Crime Victim

7 Ways to Avoid Becoming a Cyber Crime Victim

Is your business safe from cyber crime? While no business is immune, there are steps you can take to reduce your risk. What are you doing to avoid becoming a cyber crime victim? When we think of cyber crime, including computer hacking and data breaches, we most often think of large corporations, the businesses we hear about on the evening news. But businesses of all types and sizes are at risk, and cyber criminals are increasingly targeting smaller businesses in the hopes that they do not employ the same security... Read More