Business Insights

September is National Preparedness Month

In an emergency, every second counts – that’s why it’s crucial to have a solid game plan in place. Supported by the Department of Homeland Security and the Federal Emergency Management Agency (FEMA), National Preparedness Month is observed each September in the U.S., and encourages all Americans to take steps to prepare for emergencies in their homes, schools, communities and businesses, since its inception in 2004. To help you get a game plan in place, we’ve outlined a few tips to help you be better prepared should a disaster strike... Read More

Are You Prepared for 2019 Open Enrollment?

Hitting your benefits enrollment deadline is essential for ensuring your employees don’t experience any problems with their benefits package. After all, no one wants to be told there’s a problem with their health coverage when they’re standing in line at the pharmacy or waiting to be seen at their doctor’s office. The work associated with the open enrollment period is time consuming—especially for your human resources department. Rates for existing insurance plans must be updated, and integrations for those switching to a new human capital management provider must be built... Read More

How To Ensure Data Privacy And Cyber Security

How To Ensure Data Privacy And Cyber Security

As we store more and more of our information digitally, especially in the business world, companies need to be aware of and take proper measures to ensure data privacy and cyber security. This applies to both internal company and employee records, and customer data. It is the responsibility of the business owners to protect this critical data, especially to ensure data privacy for their clients. Failing to do so can result in a data breach, which costs companies billions of dollars every year. Understanding the risks involved with data security... Read More

What You Need to Know About Cyber Security

What You Need to Know About Cyber Security

Data breaches have nearly doubled in the last two years and according to the Electronic Privacy Information Center, 73% of all US companies have been breached. With our dependence on computers and other electronic devices in the business world, we need more than ever to focus on protecting our digital resources. Do you know what you need to know about cyber security to keep your business safe? Learning about cyber attacks and how to prevent them can help you protect your company from security breaches. Cyber Attacks Compromise Your Company... Read More

Help Your Employees Be Smart with Their Money with Financial Planning Assistance

Help Your Employees Be Smart with Their Money with Financial Planning Assistance

Financial education is a hot topic these days. Money used to be a “taboo” topic. As a result many people have not had the opportunity to learn smart financial planning principles. As an employer, you can help correct this problem and help your employees learn to be smart with their money. By offering financial planning assistance as part of your employee benefit package, you provide your employees with critical education and service. You may also help alleviate one of the biggest stressors, helping to create confident, happy and productive employees.... Read More

What You Need to Know About Data Breaches

What You Need to Know About Data Breaches

Virtually every company in business today is at risk of a data breach. If you handle any kind of sensitive customer information, have intellectual property, or use computers, your company is potentially a target for cyber criminals. Whether you’re a mom-and-pop shop or one of the Fortune 500, you need to read this and learn what you need to know about data breaches, to protect your company and your customers. Many small business owners mistakenly believe they are too small to attract the attention of cyber crooks, but according to... Read More

How to Manage Job Stress for a Healthier Life

How to Manage Job Stress for a Healthier Life

Job stress is a fact of life. Whether you love your job or aren’t so happy with it, all jobs create some degree of stress, at least periodically. While it’s rarely possible to eliminate job stress completely, there are many things you can do to help reduce and manage the amount of stress you deal with every day on the job. Unmanaged job stress is a common health complaint, and work is often ranked as a higher stressor than financial troubles and family problems, according to the National Institute of... Read More

Are You Helping Employees to Avoid Distracted Driving?

Are You Helping Employees to Avoid Distracted Driving

Every day, more than 1,160 people are injured in crashes involving a distracted driver, according to the National Highway Traffic Safety Administration (NHTSA). In addition, the NHTSA claims that driver inattention is the leading contributor in most crashes or near-miss accidents in the United States. One of the chief causes of driver inattention is cellphone use. Cellphone use has become commonplace, and text messaging, emailing and conducting business via cellphone have become routine. While the convenience of cellphones can be enormous, problems arise when using a one while driving. A... Read More

Business Owner’s Policy–What Every Small Business Owner Needs to Know About Insurance

Business Owner's Policy--What Every Small Business Owner Needs to Know About Insurance

One of the critical needs for every business owner is choosing the right business insurance. Too much insurance means money spent that could have been better spent elsewhere. Too little insurance, or the wrong insurance coverage, can mean leaving your business unprotected and open to risk. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially if any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business.... Read More

Your Top 10 Ways to Save For Retirement Now

Your Top 10 Ways to Save For Retirement Now

No matter what age you are, if you haven’t already started saving for your retirement years, now is the time to start. If you’re young, you have the savings advantage of time. Saving for retirement may seem like a strain on your budget right now, but you can start small and grow. Even setting aside a small portion of your paycheck each month will pay off in big dollars later. By starting young, you also can afford to invest more aggressively since you have years to overcome the inevitable ups... Read More