International Travel Insurance Can Protect Your Staff on the Road

International Travel Insurance Can Protect Your Staff on the Road

Do you or your employees travel out of the United States on business? Do you protect yourself and your employees with international travel insurance? Have you ever thought about it? Your employer-provided health insurance doesn’t provide coverage outside of the US. And what if there’s a weather-related delay, lost luggage or other difficulties of travel? International Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay, and more. Companies with employees who travel abroad for business... Read More

Disability Insurance Can Help When You Can’t Work

Disability Insurance Can Help When You Can’t Work

Have you ever suffered an injury or illness that caused you to miss work? Not just for a sick day, but for a month or two—or even longer? If you have, how did you make up for the lost income after you ran out of sick leave (if you even had it)? If you haven’t, have you thought about what you will do when it does happen? Are you thinking it isn’t going to happen to you? According to disabilitycanhappen.org, more than 25% of today’s 20-year-olds will become disabled before... Read More

Do You Know the Right Life Insurance for You?

Do You Know the Right Life Insurance for You?

If something were to happen to you today, is your family protected? Will your spouse be able to continue paying the mortgage and the car payment? Will your children’s needs be provided for? If you have the right life insurance policy, the answer to these questions will be yes, and you and your family can rest easy, knowing they won’t be left with a double tragedy. Do you know the right life insurance for you? Life insurance is not a one-size-fits-all policy. It is available in a number of different... Read More

Do You Know the Risks of Using Drones for Business?

Do You Know the Risks of Using Drones for Business

While the military and hobbyists have been using unmanned aerial systems (UAS), better known as drones, for some time, businesses are now finding a myriad of uses for them. Drones are creating new opportunities—and new risks—for businesses, and regulators and insurance carriers are  working hard to keep abreast. Are you using drones in your business? Have you made yourself aware of the risks of using drones for business and addressed those risks with your insurance broker? Here are some of the things you need to know. Regulation The FAA considers... Read More

Get Up, Get Active, and Get Healthy

Get Up, Get Active, and Get Healthy

Are you spending your days tied to a desk and then going from desk to car to home? New research shows that sitting for prolonged periods is not good for your health. Most people spend too much time sitting and not enough time engaged in physical activity.   Regular physical activity is vital to good health, and especially important in maintaining or losing weight. Most Americans are well aware of this, yet many remain sedentary. According to the Centers for Disease Control and Prevention (CDC), an astounding 70 percent of... Read More

5 Ways You Can Reduce Work Comp Costs

5 Ways You Can Reduce Work Comp Costs

Have you experienced an increase in your workers’ compensation costs over the last couple of years? How have you dealt with it? Many companies, when they experience an increase in work comp costs try to reduce work comp costs by having a safety meeting and reminding employees of safety procedures and policies. But the key to a real reduction in both work comp injury costs and insurance premiums is doing more than just reminding employees to be safe. Having a strong, sound safety program that all team members follow can... Read More

How to Avoid Accidents on Ice and Snow

How to Avoid Accidents on Ice and Snow

Winter is in full swing, and for most of us that means ice and snow. While we prefer to focus on winter fun, winter is also a season of additional hazards not faced at other times of the year. The same ice and snow that makes skiing, snowboarding and ice skating possible, creates hazardous driving and walking conditions that can lead to slips, falls and dangerous travel. To keep winter fun and avoid serious injury, you need to know how to avoid accidents on ice and snow. What can you... Read More

Change in Leadership May Signal Changes for Obamacare

Change in Leadership May Signal Changes for Obamacare

With new leadership on the horizon for our country, one thing we can be certain of is change. One of the most talked about and contested changes has been the possibility of changes for Obamacare, more formally known as the Affordable Care Act (ACA). Donald Trump has announced many times that he plans to repeal Obamacare and “replace it with something better.” Just last week Senate Republicans introduced a budget resolution that would allow it to be repealed with a simple Senate majority. There is increasing pressure to vote quickly... Read More

Position Your Business for Success This Year

Position Your Business for Success this Year

Happy New Year! The holidays have come to an end and now is the time most of us turn our attention to our plans for the year. Have you already set your goals and direction for your business this year? Some business owners had them set months ago and some are still working out the details and direction while they recover from the year-end and holiday rush. Either way, here are three areas to work on if you want to position your business for success this year—and every year.  ... Read More

6 Easy Steps That Will Help You Achieve Success This Year

6 Easy Steps That Will Help You Achieve Success This Year

It’s that time of year again–time to put in place your plans and goals for success in the coming year. You’ve probably already read too many articles that tell you why you set New Year’s Resolutions or not set New Year’s Resolutions and how they help or hurt you. But the fact is, we all need to have a plan in place to accomplish the success we’re looking for. So, however you label it: success plan, New Year’s resolution, goal, strategy, there are definitely things you can do to increase your chances... Read More