What You and Your Children Need to Know About Bullying

What You and Your Children Need to Know About Bullying

Bullying and its consequences are a hot topic these days. While it’s a problem that has existed for longer than anyone can remember, it has only been in recent years that our society has begun to understand the lasting consequences and costs of bullying, not only for the bullied, but for bullies and for society as a whole. With the start of the school year upon us, bullying is a subject on the minds of both parents and students. To help you get your child’s school year off to the... Read More

Health Care Literacy: What You Need to Know

Health Care Literacy What You Need to Know

The American health care system is one of the most complex and confusing health care systems in the world. Excellent medical care is available here, but to get the most out of your healthcare resources, you need to understand the terms and language used by not only your doctors and nurses, but also your insurance company, your health plan and other health providers. Knowing and understanding these terms will help you make the most of your insurance coverage and help you get the right care. The difference between being health... Read More

How to Save For Your Retirement

How to Save For Your Retirement

Starting a retirement savings plan can be a daunting prospect. Developing the habit of putting money into savings each month is a good place to start.  Knowing how to save for your retirement so your money grows safely is essential to meet your retirement goals. Here are a few of the places you may want to consider as part of your retirement investments: Savings accounts, money market mutual funds, certificates of deposit (CDs) and U.S. Treasury bills. These are often referred to as cash or cash equivalents because you can... Read More

How To Ensure Data Privacy And Cyber Security

How To Ensure Data Privacy And Cyber Security

As we store more and more of our information digitally, especially in the business world, companies need to be aware of and take proper measures to ensure data privacy and cyber security. This applies to both internal company and employee records, and customer data. It is the responsibility of the business owners to protect this critical data, especially to ensure data privacy for their clients. Failing to do so can result in a data breach, which costs companies billions of dollars every year. Understanding the risks involved with data security... Read More

How A Self-Funded Health Plan Can Work for You

How A Self-Funded Health Plan Can Work for You

Self-funded health plans are becoming an increasingly popular way to provide health benefits to your employees. Self-funded health plans are an alternative to working with a traditional health insurance provider for companies that want to be able to self-manage their employees care. Most often, rather than hiring additional staff to manage the day-to-day workings of the plan, companies will contract with a plan administrator, who will actually work with employees and providers to provide care and make sure claims are evaluated and paid properly and timely. While a self-funded health... Read More

8 Things You Need to Know About Retirement Planning

8 Things You Need to Know About Retirement Planning

Most of us are familiar with the concept of saving money for big-ticket purchases, like a dream vacation, a new car or a down payment for a house. But have you thought about the need to start saving money now for your retirement? Just as you put money aside now to take a great vacation later or buy the house of your dreams, you need to put money aside and invest it now so you can have the retirement life of your dreams. It’s important to begin your retirement planning... Read More

What You Need to Know About Cyber Security

What You Need to Know About Cyber Security

Data breaches have nearly doubled in the last two years and according to the Electronic Privacy Information Center, 73% of all US companies have been breached. With our dependence on computers and other electronic devices in the business world, we need more than ever to focus on protecting our digital resources. Do you know what you need to know about cyber security to keep your business safe? Learning about cyber attacks and how to prevent them can help you protect your company from security breaches. Cyber Attacks Compromise Your Company... Read More

8 Unusual Insurance Policies for the Really Unexpected

8 Unusual Insurance Policies for the Really Unexpected

You’ve insured your home, your car, your business, and probably even your life. But are you really covered for those unexpected instances in life? We’ve all seen the odd insurance claims, thanks to a couple of recent advertising campaigns by some large insurance companies. But those are all things covered under ordinary insurance policies, like homeowner’s insurance or automobile insurance. What are you do doing about the really unexpected events in your life? Lloyds of London, which by the way is not actually an insurance company,  has long been known... Read More

Accident Insurance Can Protect Your Finances When You Get Injured

Accident Insurance Can Protect Your Finances When You Get Injured

Accidents happen. Whether it’s falling off a ladder, throwing out your back helping your neighbor move or overestimating our athletic abilities, sometimes we get injured. And along with those injuries come unexpected medical bills and the possibility of lost time from work, and other unanticipated expenses.  All these things can lead to financial challenges as you try and figure out how to pay those bills. Accident insurance can help cushion the blow.. If you don’t want to be caught financially unprepared to handle an accident, consider accident insurance. What Is... Read More

Help Your Employees Be Smart with Their Money with Financial Planning Assistance

Help Your Employees Be Smart with Their Money with Financial Planning Assistance

Financial education is a hot topic these days. Money used to be a “taboo” topic. As a result many people have not had the opportunity to learn smart financial planning principles. As an employer, you can help correct this problem and help your employees learn to be smart with their money. By offering financial planning assistance as part of your employee benefit package, you provide your employees with critical education and service. You may also help alleviate one of the biggest stressors, helping to create confident, happy and productive employees.... Read More