Questions

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Have questions about health insurance in Colorado?

We have answers!

Questions about individual/family coverage:

Can I purchase health insurance for just my child/children without having to purchase insurance for me?
How soon can I have health insurance coverage?
Am I guaranteed coverage on an individual/family plan?
What happens if I don't disclose a pre-existing condition on my application?
Do individual and family plans provide maternity coverage?
I'm pregnant now -- can I get coverage?
What is a PPO plan?
What is an HMO plan?
What is an HSA?
How much can I contribute to an HSA?
What is a co-pay?
What is a deductible?
What is coinsurance?
What is an in-network provider?
What is an out-of-network provider?
How do I know what is the best health insurance plan for me?
What is the difference between buying health insurance from Roper Insurance or buying directly from the insurance company?
How do I pay the health insurance premiums?
When I apply for health insurance, does this obligate me to buy?
How can I receive the best insurance prices?
Who do I contact if I need help applying for health insurance?

Questions about group coverage:

Why should I provide health insurance for my employees?
Can an employer decide which employees receive health insurance?
Does an employer have to cover 100% of the employee's premium?
Does a company's zip code or county affect the premiums they will pay?
How are the health insurance rates calculated for my company?
What is a PPO plan?
What is an HMO plan?
What is an HSA?
How do I know what is the best health insurance plan for me?

Questions about short-term/temporary coverage:

When would you apply for short-term/temporary health insurance?
Will purchasing a short-term/temporary health insurance plan prevent any gap in coverage and avoid pre-existing waiting periods?
When will coverage start?
What is the length of short-term/temporary health insurance coverage I can purchase?
Can I purchase short-term/temporary health insurance every month?
Which payment option is best for me?
What are the requirements to qualify for short-term health insurance coverage?
Am I guaranteed coverage on a short-term plan?
If I apply for an insurance plan, am I obligated to buy?

Roper Insurance & Financial Services
9777 Mt. Pyramid Ct, Suite 110
Englewood, Co 80112
Phone: 303-721-1145
Fax: 303-721-1085
E-mail: info@roperinsurance.com

South Metro Denver Chamber of Commerce

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